Terms of Use
Last Updated: December 29, 2025
Please read these Terms of Use carefully before using Social Security Guide. By accessing or using this Website, you agree to be bound by these terms and conditions.
Important Legal Notice
Social Security Guide is an independent educational website and is NOT affiliated with, endorsed by, or connected to the Social Security Administration (SSA) or any government agency. This website is provided for educational and informational purposes only. The information on this Website does not constitute legal, financial, or professional advice. For official information or to apply for benefits, visit SSA.gov or call 1-800-772-1213.
Acceptance of Terms
Agreement to Terms
By accessing and using Social Security Guide (the 'Website'), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Website. Your continued use of the Website constitutes your acceptance of any changes or updates to these Terms of Use.
Modifications
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Website. We will update the 'Last Updated' date at the top of this page when changes are made. Your continued use of the Website after changes are posted constitutes your acceptance of the modified terms.
Eligibility
You must be at least 13 years of age to use this Website. By using this Website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms of Use.
Educational Purpose & No Affiliation
Educational Information Only
Social Security Guide is an independent educational website that provides information about Social Security benefits, programs, and related topics. All content is provided for educational and informational purposes only. This Website does not provide legal, financial, or professional advice.
No Government Affiliation
Social Security Guide is NOT affiliated with, endorsed by, or connected to the Social Security Administration (SSA), the United States government, or any government agency. We are an independent educational resource. For official information, personalized guidance, or to apply for benefits, you must contact the SSA directly at SSA.gov or call 1-800-772-1213.
Not a Substitute for Professional Advice
The information on this Website is not a substitute for professional legal, financial, or other expert advice. You should consult with qualified professionals for advice specific to your situation. Do not rely solely on information from this Website for important decisions regarding Social Security benefits.
Use Restrictions
Permitted Use
You may use this Website for lawful, personal, non-commercial purposes only. You may view, download, and print content from the Website for your personal educational use, provided you do not modify the content and retain all copyright and proprietary notices.
Prohibited Activities
You may not: (a) use the Website for any illegal purpose or in violation of any laws; (b) attempt to gain unauthorized access to the Website or its systems; (c) interfere with or disrupt the Website or servers; (d) use automated systems (bots, scrapers) to access the Website without permission; (e) reproduce, distribute, or commercially exploit Website content without authorization; (f) impersonate any person or entity; or (g) collect user information without consent.
Enforcement
We reserve the right to investigate violations of these Terms of Use and take appropriate action, including terminating your access to the Website, reporting violations to law enforcement, and pursuing legal remedies.
Intellectual Property Rights
Website Content Ownership
All content on this Website, including text, graphics, logos, images, software, and design elements, is the property of Social Security Guide or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.
Limited License
Subject to your compliance with these Terms of Use, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial educational purposes. This license does not include any right to: (a) resell or commercial use of the Website or its content; (b) derivative use of the Website or its content; (c) downloading or copying of account information; or (d) use of data mining, robots, or similar data gathering tools.
Trademarks
Social Security Guide and related logos and names are trademarks of Social Security Guide. You may not use these trademarks without our prior written permission. All other trademarks appearing on the Website are the property of their respective owners.
Disclaimer of Warranties
As-Is Basis
THIS WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES ARE PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
No Guarantee of Accuracy
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, reliability, or timeliness of any content on this Website. Social Security laws, regulations, and policies change frequently, and information may become outdated.
No Warranty of Availability
We do not warrant that the Website will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Website or servers are free of viruses or other harmful components. You assume all risk for any damage to your computer system or loss of data resulting from use of the Website.
Limitation of Liability
No Liability for Damages
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SOCIAL SECURITY GUIDE AND ITS OWNERS, OPERATORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES.
Reliance on Information
You acknowledge that any reliance on information provided on this Website is at your own risk. We are not responsible for any decisions you make based on information from this Website. You should verify all information with official sources and consult with qualified professionals before making important decisions.
Third-Party Links
The Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party websites. Links to external sites do not constitute an endorsement. You access third-party websites at your own risk.
Indemnification
Your Responsibility
You agree to indemnify, defend, and hold harmless Social Security Guide and its owners, operators, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from: (a) your use of the Website; (b) your violation of these Terms of Use; (c) your violation of any rights of another party; or (d) your violation of any applicable laws or regulations.
Defense and Settlement
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claim. You may not settle any claim without our prior written consent.
Governing Law & Dispute Resolution
Applicable Law
These Terms of Use and your use of the Website shall be governed by and construed in accordance with the laws of the United States and the state in which Social Security Guide operates, without regard to conflict of law principles.
Jurisdiction
You agree that any legal action or proceeding arising out of or relating to these Terms of Use or the Website shall be brought exclusively in the federal or state courts located in the applicable jurisdiction, and you consent to the personal jurisdiction of such courts.
Dispute Resolution
Before filing any legal claim, you agree to first contact us to attempt to resolve the dispute informally. Most disputes can be resolved through good-faith communication.
General Provisions
Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and Social Security Guide regarding your use of the Website.
Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely matches the intent of the original provision.
Waiver
Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. No waiver shall be effective unless in writing and signed by an authorized representative of Social Security Guide.
Assignment
You may not assign or transfer these Terms of Use or your rights hereunder without our prior written consent. We may assign these Terms of Use without restriction. Any attempted assignment in violation of this section shall be void.
Questions About These Terms?
If you have any questions about these Terms of Use or need clarification on any provisions, please contact us. We're here to help you understand your rights and responsibilities.
Related Legal Information
Learn more about our policies and legal information